In the past this has been quite awkward to organise quickly and it used to mean that anyone driving your car would have to be put on your existing insurance policy. Today however, it is possible to arrange temporary car insurance cover through many insurance companies quickly and effectively with the click of a few buttons.
This convenient and fully comprehensive cover can be obtained by going on the Internet and browsing through the websites of the many companies who now offer it to drivers, even those who are under twenty five years old. You can organize online, pay for it and have it in place in a matter of minutes. The policy is active as soon as the payment is made to the company.
There are various options which can be added to the short term insurance cover and these are very well listed and explained on all the websites. You can choose between a single days’ cover or up to twenty eight days cover, whichever is the period of time you need the cover to be in place.
Another bonus to taking out short term insurance cover is that it is totally separate from your own policy on the vehicle. It is arranged independently of all existing insurance policies which means should anything untoward happen whilst the car is being driven by the driver of your choice and your ‘no claims bonus’ which you have on your main policy will not be affected.
Temporary car insurance cover can be taken out for whatever reason you need to have in place. It is quick to organize, convenient when money is tight and you cannot afford the annual car insurance premium as well as being a great way to arrange to either drive someone else’s car or for them to drive yours should the occasion ever arise.
Drivers under the age of twenty five can also apply for this type of short term cover but must be prepared to pay slightly higher premiums as is normally the case with annual insurance premiums they take out with most car insurance companies.
The single or one day option of short term cover means that you can get insurance even when you are test driving a car you are thinking about buying and if you do purchase the vehicle you are covered to get it back to where you live.
In some instances it may even work out less expensive to arrange temporary car insurance cover than to actually pay for the full year so when money is short, it is a very viable option which means you can still use your car legally on the road and there is a chance you might save money over the period of twelve months.